Today we thought we would do something a little different for our Christmas Credit Crunch gift idea on Christmas Eve.

In view of the fact it is quite late to be traipsing around the shops looking for presents and all online deliveries have now stopped, Pocket-lint has come across the perfect solution, which encompasses the spirit of the season with a online twist.

ActionAid is a charity that works with people in over 40 countries world-wide in an attempt to fight poverty and disease. They are now offering e-cards as a way for you help this cause, as well as letting your friends and loved ones know you are thinking of them this Christmas.

The charity lets you choose the type of e-card and donation, which includes goat breeding programmes or helping to equip classrooms, you then get to personalise the card by way of a message.

So follow the link below to the ActionAid webpage, and put your feet up, safe in the knowledge that Christmas is sorted and you've done your good deed for the day.