If you’re somebody who doesn’t really have to worry about budgeting or managing your finances, then ontrees.com will be of no interest to you at all.

For the other 99.9 per cent of people, we reckon you should take a very special interest in this one.

It’s the first of its kind and is already making waves.

You sign up and add all your online financial details. Not as scary as it sounds because this service uses the same security software as the banks, and as it’s a “read-only” service, you don’t have to worry about money moving in and out anyway.

Once you’re registered, you can keep track of all your spending, both through the desktop web link or through the mobile apps.

Your spending is split into categories and your budgets are instantly visible.

This is an innovative and easy new way to keep track of your finances and we reckon it’s going to be huge.

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