Let's face it: cash is so last century. It's all papery and dirty, both metaphorically and physically - US research showed that most dollar bills in circulation have traces of cocaine on them. That's a statistic not to be sniffed at...

And when you go on holiday, the last thing you want to be doing is spending your time queuing at cash points, banks or bureaux de change to get your hands on the local filthy lucre.

So Travelex has come up with Cash Passport. You preload it with your chosen currency before you leave home and then you can use it to pay for all the holiday essentials like sun cream, sangria and sambuca. You can even have the card delivered to your home address or pick it up as you pass through the airport. It's a bit like a credit card only you can't get carried away - you can only spend what you've loaded onto it.

You get other benefits for being a cardholder like discounts at selected retailers and they've also got a very useful holiday budget calculator at www.cashpassport.co.uk.

Our tip is to use the calculator and then double it. Best to be safe.

Happy travels.

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